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Business Insurance

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At West Bay Insurance, we know your business is of premier importance to you because we are business owners too. You pour everything you have into your business, but finding the perfect insurance can be difficult and overwhelming. Our agents are ready to help take the stress away and find the coverage with the right fit for your business, so you can focus on running your day to day tasks.

With a vast variety of policies available, we know we can find the perfect solution for you! Protect your business from the unexpected, call today and ask for a free review.  813-434-4933



Business Owner’s Policy (BOP)

Combines two of the most critical business insurance coverages – business property insurance and general liability protection – into one convenient policy.

Commercial Auto Insurance

Provides coverage for you, your employees and the vehicles you own, lease, rent or borrow.

Commercial Flood Insurance

We offer commercial flood Insurance through the National Flood Insurance Program that can shelter your business from hurricanes, rain, snow melts, and even flooding due to drainage caused by new developments.

Commercial Property Insurance

Business property insurance can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures.

Commercial Umbrella Insurance

Can increase your liability protection when a lawsuit maxes out the limits of your current coverage.

Data Breach Insurance

Data breach coverage can help you comply with regulatory requirements, provide guidance on how to prevent and handle a data breach, and cover response and liability expenses to quickly restore confidence in your practice or business.

General Liability Insurance

Provides your business with the financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit.

Management & Professional Liability

Gives you or your organization an added layer of protection for your specific responsibilities and exposures.

Surety & Fidelity Bonds

We offer the range and flexibility you need to help secure the right type of protection and comply with contractual statutory or court mandated requirements.

Workers’ Compensation Insurance

Providess coverage for work related injuries or illnesses, medical bills and lost wages, and helps pay for rehab as well as disability coverage.